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A secret trick to investing through banks you never knew about!

A secret trick to investing through banks you never knew about!

By Harshvardhan

·

29th Apr, 2023

·

4 min read

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Understanding what are bank pre-leased propertiesAdvantages of investing in a bank pre-leased propertyWhy should you invest in a bank pre-leased property in DelhiBank pre-leased properties generate more returns than FDs and RDsFinal thoughts

As the term suggests, pre-leased properties can be described as properties which have already been rented to tenants and give out assured returns or fixed income. These properties have gained popularity in the recent past due to the benefits they offer, including regular income, no waiting periods, and a higher rate of capital appreciation.

The commercial Real Estate industry has also seen a rise in the interest of investors to put their money in pre-leased properties as they offer a steady income. There has been a significant increase in the number of pre-leased commercial properties in India. Various types of commercial Real Estate fall under pre-leased commercial Real Estate investments, such as schools, shops, office spaces, warehouses, etc.

In this article, we will discuss bank pre-leased properties in detail and understand why it is the best time to invest in pre-leased bank property in Delhi.

Understanding what are bank pre-leased properties

As mentioned above, pre-leased properties are the ones which come with existing tenants while they are being sold. To put it in simple words, if you purchase a pre-leased property, you will automatically start earning the rent that it generates.

Bank pre-leased properties are simply those with banks as their tenants. Oftentimes, the top banks in India prefer to open their branches in rental properties. This is because renting a property instead of purchasing it saves them the time, energy, and other vital resources that go into maintenance.

Moreover, leasing a property allows banks to open more branches across the country. Lastly, doing so allows the bank to make small monthly payments instead of paying huge amounts all at once.

Advantages of investing in a bank pre-leased property

The following are the benefits offered by investing in bank pre-leased properties:

  • A Trustable Tenant: When buying a bank pre-leased property, you won't have to worry about much as banks are well-known for being highly trusted tenants in the Real Estate sector. The Indian bank sector gains high profits yearly, and the banks keep growing their business profits as time goes by. Their profitability makes banks trustable tenants in case of timely monthly rental payments.
  • Safe Pre-leased Investment Option: Banks fall under the category of necessary assets; hence, they are considered safe tenants. To put it in simple words, banks cannot lose business during critical times as they continue to survive and make profits no matter what the circumstances. This is because all the privatized and nationalized banks are not sensitive to economic factors.
  • Property’s Location: Banks are often located at peak marketplaces and areas. This means that if you buy a bank pre-leased property, it will be beneficial in the future. Moreover, the location of bank pre-leased properties also makes it perfect to lease them to hospitals, malls, shops, etc., in the future.
  • Tenure: Banks often lease properties for over ten years. This means that investing in a bank pre-leased property will ensure a steady rental income for a longer period.

Why should you invest in a bank pre-leased property in Delhi

Delhi has always been a hub for investors to make Real Estate investments, as Delhi offers opportunities for highly lucrative returns.

Besides being India's capital, Delhi is also known for being one of the fastest-growing cities in India. And the same holds true for Delhi's Real Estate segment. Every corner of Delhi is filled with Real Estate properties and projects, making nearby cities such as Noida, Gurugram, Faridabad, etc., the spot for Real Estate property investments and buying pre-leased bank property in Delhi.

From IGI Airport to the Delhi Metro, the rapid infrastructural development of the city makes it the perfect place for investing in pre-leased bank properties. The increase in employment opportunities and the establishment of international corporate offices are also reasons you should invest in commercial Real Estate or buy a pre-leased bank property in Delhi.

Delhi's commercial sector is also on the rise, and the city is set to reach new heights in the near future.

Bank pre-leased properties generate more returns than FDs and RDs

Banks offer a variety of investment classes, including FDs and RDs, but a bank itself can be an extraordinary investment. In terms of returns, FDs and RDs offer up to 6.96% and 8%, respectively. Bank pre-leased properties, on the other hand, can generate returns up to 11%. Due to Delhi's rapid infrastructure development, bank pre-leased properties can provide greater advantages.
This is due to the rapid increase in Delhi's commercial Real Estate investment sector. Now, it is likely that you will receive higher returns from buying a pre-leased bank property in Delhi compared to returns received on FDs and RDs.

Final thoughts

And it's a wrap! In this article, we helped you understand what bank pre-leased property investments are and how they are beneficial. It is simple to buy a bank pre-leased property, and it comes with a plethora of benefits. The best part about this type of investment is that it doesn't call for much effort and offers high returns on investment.

Looking to buy a pre-leased bank property in Delhi? We are here to help you out. You can reach out to our team or look at the bank pre-leased properties offered by us in Delhi to gain fruitful returns. The team of skilled professionals at PropReturns will also help you through the complete investment process to help ensure you make smart decisions. Head to our website and kick-start your investment journey right away!

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Harshvardhan
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Senior Investment Associate
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Enjoys socializing and meeting new people, playing soccer on the weekends, sketching occasionally, and exploring new places.